Independent German Trustee Oversight

Instant Financing on Valuable Assets.

Tap into our network of private lenders and get rapid financing secured by your watches, jewelry, fine wines, art or even cars.

Borrow

$500-$500K in 48-72 hrs (No credit check)

Lend

10-20% Annual Returns (or get the collateral)

100+

Loans in 2025.

11%

Average APR.

500+

Items secured.

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See how it works

Institutional Partners.

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Institutional digital custody.

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Regulated stablecoin.

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Premium custody.

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Premium art storage.

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Crypto/Fiat bridge.

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Top appraisal expert.

Recently Funded Loans.

Real loans happening on our platform right now.

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Funded

Patek Philippe 18k Nautilus 898221 3700/3

Watches

Loan amount.

300,000 USDC

APR.

11% APR

Funded in 48 hours

recently-loan

Funded

Boodles Mosaic Ashoka Diamond Earrings, Platinum

Jewelry

Loan amount.

13,500  USDc

APR.

11% APR

Funded in 48 hours

recently-loan

Funded

7x 1oz 22278 Silver Coins -29011 999.5 Purity

Platinum

Loan amount.

300,000 USDC

APR.

11% APR

Funded in 48 hours

recently-loan

Funded

1oz Krugerrand Gold Coin 8982 - 916.7 Purity

Gold

Loan amount.

48,000 USDc

APR.

11% APR

Funded in 48 hours

How It Works.

Get liquidity in four simple steps.

Submit Your Item

2 mins

Step 1

Submit Your Item.

Upload photos and details. Get instant estimated loan range based on data.

Deliver to Custody Hub

Same day or 2-3 days

Step 2

Secure Your Item.

Drop off locally or ship your items. Free pickup available for items $25K+.

Review & Negotiate Offers

24-48 hours

Step 3

Review & Negotiate Offers.

Lenders compete for your loan. Negotiate rates, amounts and terms directly.

Verification & Funding

24-48 hours

Step 4

Verification & Funding.

Item authenticated upon arrival. Funds transferred after verification complete.

Trusted Services by RealWorld.

Everything you need to unlock, invest and trade luxury assets.

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Borrow.

Get cash loans guaranteed by your valuables.

  • Set your own terms.
  • Fast approval.
  • Keep ownership.
Explore.
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Lend.

Earn returns by funding secure asset-backed loans.

  • Competitive yields.
  • Physical collateral.
  • Smart contracts.
Explore.
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Sell.

Trade your items globally 24/7/365.

  • Global marketplace.
  • Instant settlement.
  • Earn royalties.
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Buy.

Acquire authenticated luxury assets.

  • Verified authenticity.
  • Secure custody.
  • Instant ownership.

We Support all Categories of Valuables.

From precious metals to fine art, instant liquidity for your collection.

Categories

Precious Metals.

Gold Bars, Coins, Platinum.

View assets.
Categories

Luxury Watches.

Patek, Rolex, Audemars Piguet.

View assets.
Categories

Collectibles.

Memorabilia, Vintage, Limited Editions.

View assets.
Categories

Jewelry.

Rings, Necklaces, Bracelets.

View assets.
Categories

Fine Art.

Contemporary, Classic, Sculpture.

View assets.
Categories

Fashion.

Hermès, Chanel, Louis Vuitton.

View assets.
Categories

Classic Cars.

Ferrari, Porsche, Mercedes.

View assets.

Built on Trust & Security.

Industry-leading standards for custody, authenticity and compliance.

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Insured Professional Custody.

We are partners with global leaders in secure storage of valuables.

Our partners specialize in the custody of gold bars & coins, jewelry, fine art, wine, luxury watches and other valuables.

View our Locations.
Authenticity

Authenticity & Provenance.

Leading industry standards for authenticity and provenance.

Our sellers source directly from reputable brokers or undergo rigorous provenance processes. Authenticity & condition reporting completed upon arrival at partnering custodial hubs.

Explore Details.
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Advanced Compliance.

Comprehensive & seamless compliance with global AML standards.

Clients undergo rigorous KYC & AML procedures essential to guarantee full compliance with contemporary financial sector standards.

Explore Details.
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Safe, Reliable and Globally Accessible.

A trusted platform designed for seamless access wherever you are.

Advanced Security and Custody Standards

Your valuable assets are stored in world-class custody facilities, each bonded, insured and monitored 24/7 by professional security teams.

  • list-image Independent German Trustee Oversight.
  • list-image Comprehensive Insurance Coverage.
  • list-image Climate-Controlled Storage.
  • list-image Secured Transportation Available.
See all our locations.
miami

Miami, USA

UOVO Miami

madrid-spain

Madrid, Spain

Grupo Inviam

london

London, U.K

London City Bond

hbs

Dubai, UAE

HBS Privé

Trusted by Collectors Worldwide.

Real stories from our community.

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See the Platform in Action.

A complete marketplace for luxury asset financing.

Lending Interface.

Set your terms and receive competitive offers, while managing loans through an interface designed for a faster, instant and smooth workflow.

  • list Flexible Terms.
  • list Competitive Offers.
  • list Streamlined Loan Management.
Lending Interface

Dashboard & Analytics.

Track your portfolio, loans and earnings with real time analytics.

  • list Instant Insights.
  • list Portfolio Overview.
  • list Real Time Analytics.
Dashboard & Analytics

Global Marketplace.

Browse, filter and trade authenticated luxury assets.

  • list Diverse Categories.
  • list Global Reach.
  • list Authentic Items.
Global Marketplace

Frequently Asked Questions.

Everything you need to know about RealWorld.

RealWorld places client assets into insured vaulted custody globally to enable fast and efficient financing and trading. Because client assets are instantly visible to the global community 24/7 while remaining in safe custody, RealWorld is able to beat all other offerings on price, speed and loan parameters for asset owners, traders, borrowers and lenders.

Clients deposit assets at our secure partner custodial locations worldwide and RealWorld instantly connects our lender and trader client community to bid on an asset; all with instant settlement.

Client assets and ownership information are legally placed under a German Trust and are bankruptcy-remote from RealWorld’s operation. All client assets are appraised and authenticated by industry experts and remain in safe custody at professional insured vault facilities. All transactions are recorded and executed on the blockchain making the system transparent, immutable and with instant settlement. RealWorld deploys leading AML/KYC tools.

RealWorld accepts any luxury collectibles suitable for vaulted storage, including but not limited to precious metals, jewellery, art & fashion items, coins, investment wine and cars. We continue to expand our asset class offering.

RealWorld.fi offers clients the broadest functionality including asset appraisal and authentication, trading, lending and borrowing, transaction syndications, fractionalization, refinancing, sale and purchase of loans, loan prepayment and physical redemption of the underlying asset on demand.

Ready to Unlock Your Assets?

Join thousands of collectors who trust RealWorld for instant liquidity & enjoy a seamless, secure and transparent way.