Independent German Trustee Oversight

Instant Financing on Valuable Assets.

Tap into our community of lenders and get rapid financing secured by your watches, jewellery, fine wines, art or even cars.

Borrow Now.

€500-€500K in 48-72 hrs (No credit check)

Lend Now.

Earn 9-15% APR (or get the collateral)

100+

Loan in 2025

11%

Average APR

500+

Item secured

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Watches

Patek Philippe 18k Nautilus 3700/3


  • Loan request amount. 155,000 USDC
  • Appraisal. 11%
  • Item status. Available for financing

Institutional Partners

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Institutional digital custody.

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Regulated stablecoin.

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Premium custody.

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Premium art storage.

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Crypto/Fiat bridge.

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Top appraisal expert.

Recently Funded Loans

Real loans happening on our platform right now

recently-loan

Funded

Patek Philippe 18k Nautilus 898221 3700/3

Watches

Loan amount.

300,000 USDC

APR.

11% APR

Funded in 48 hours

recently-loan

Funded

Boodles Mosaic Ashoka Diamond Earrings, Platinum

Jewelry

Loan amount.

13,500  USDc

APR.

11% APR

Funded in 48 hours

recently-loan

Funded

7x 1oz 22278 Silver Coins -29011 999.5 Purity

Platinum

Loan amount.

300,000 USDC

APR.

11% APR

Funded in 48 hours

recently-loan

Funded

1oz Krugerrand Gold Coin 8982 - 916.7 Purity

Gold

Loan amount.

48,000 USDc

APR.

11% APR

Funded in 48 hours

How It Works

Get liquidity in four simple steps

Submit Your Item

2 mins

Step 1

Submit Your Item

Upload photos and details. Get instant estimated loan range based on data.

Deliver to Custody Hub

2-3 days

Step 2

Deliver to Custody Hub

Ship your item or drop off locally. Free pickup available for items €25K+.

Review & Negotiate Offers

24-48 hours

Step 3

Review & Negotiate Offers

Ship your item or drop off locally. Free pickup available for items €25K+.

Verification & Funding

24-48 hours

Step 4

Verification & Funding

Ship your item or drop off locally. Free pickup available for items €25K+.

Trusted Services by RealWorld

Everything you need to unlock, invest, and trade luxury assets

borrow-services

Borrow

Get cash loans guaranteed by your valuables

  • Set your own terms
  • Fast approval
  • Keep ownership
Explore.
borrow-services

Lend

Earn returns by funding secure asset-backed loans

  • Competitive yields
  • Physical collateral
  • Smart contracts
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Sell

Trade your items globally 24/7/365

  • Global marketplace
  • Instant settlement
  • Earn royalties
borrow-services

Buy

Acquire authenticated luxury assets

  • Verified authenticity
  • Secure custody
  • Instant ownership

We Support all Categories of Valuables

From precious metals to fine art, instant liquidity for your collection

Categories

Precious Metals

Gold Bars, Coins, Platinum

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Categories

Luxury Watches

Patek, Rolex, Audemars Piguet

View asset
Categories

Collectibles

Memorabilia, Vintage, Limited Editions

View asset
Categories

Jewellery

Rings, Necklaces, Bracelets

View asset

Built on Trust & Security

Industry-leading standards for custody, authenticity, and compliance

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Insured Professional Custody

We are partners with global leaders in secure storage of valuables.

Our partners specialize in the custody of gold bars & coins, jewelry, fine art, wine, luxury watches, and other valuables.

View our Locations.
Authenticity

Authenticity & Provenance

Leading industry standards for authenticity and provenance.

Our sellers source directly from reputable brokers or undergo rigorous provenance processes. Authenticity & condition reporting completed upon arrival at partnering custodial hubs

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Advanced Compliance

Comprehensive & seamless compliance with global AML standards.

Clients undergo rigorous KYC & AML procedures essential to guarantee full compliance with contemporary financial sector standards.

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Safe, Reliable, and Globally Accessible

A trusted platform designed for seamless access wherever you are.

Safe, Reliable, and Globally Accessible

Your valuable assets are stored in world-class custody facilities, each bonded, insured, and monitored 24/7 by professional security teams.

  • list-image Independent German Trustee Oversight
  • list-image Comprehensive Insurance Coverage
  • list-image Climate-Controlled Storage
  • list-image Secured Transportation Available
See all our locations.
miami

Miami, USA

UOVO Miami

madrid-spain

Madrid, Spain

Grupo Inviam

london

London, U.K

London City Bond

dubai

Dubai, UAE

Athena

Trusted by Collectors Worldwide

Real stories from our community

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See the Platform in Action

A complete marketplace for luxury asset financing

Lending Interface

Set your terms and receive competitive offers, while managing loans through an interface designed for a faster, smoother workflow.

  • list Flexible Terms.
  • list Competitive Offers.
  • list Streamlined Loan Management.
Lending Interface

Dashboard & Analytics

Track your portfolio, loans, and earnings with real time analytics.

  • list Instant Insights.
  • list Portfolio Overview.
  • list Real Time Analytics.
Dashboard & Analytics

Global Marketplace

Browse, filter, and trade authenticated luxury assets.

  • list Diverse Categories.
  • list Global Reach.
  • list Authentic Items.
Global Marketplace

Frequently Asked Questions

Everything you need to know about RealWorld

You can sell your items by logging into our platform and filling out the Deposit Item form. We will arrange for insured pickup and it will be deposited at the closest of our partner facilities. Afterwards appraisal and authentication you can list it for sale and expect competing bids in approximately 24 to 48 hours.

We support all categories of valuables and collectibles, including: - Precious metals - Precious gems - Jewelry - Fine wine - Luxury fashion - Luxury watches - Trading cards - Sport memorabilia

Once you've purchased any item you can list it back in our marketplace at a price of your choosing. Other users might accept your price, or they might bid a different amount. You are also free to request the physical delivery of the item, or to pick it up at its custody site.

You can relist your digital item at a new asking price at anytime as long as the item has not yet been purchased by another user.

Your assets are fully covered from the point that they enter RealWorld's custody to the point of their exit from RealWorld.fi's custody. The custody process begins once your items are collected by our insured transportation partner. Your assets are delivered to our the custodial partner of your choice, all of them certified to professionally custodize valuables. All items are fully insured point to point in their journey within the RealWorld ecosystem.

Ready to Unlock Your Assets?

Join thousands of collectors who trust RealWorld for instant liquidity & enjoy a seamless, secure, and transparent way.